Alternative Investments

There are many alternative ways to invest your money and help grow you wealth for retirement, your family and for future generations. Self-Directed IRAs are great for putting you in charge of where your money is invested. You choose the plans that you understand and feel the most comfortable with. At iPlanGroup, our aim is to make you aware of and comfortable with the fact that it is permissible to be in control of your own investments.

YOU’RE IN CONTROL

We will open doors to a great selection of alternative investment options for anyone with an iPlan Self-Directed IRA
These are just a selection of some of the investment options available to you

  • Hedge Funds
  • Publicly traded stocks, bonds, mutual funds
  • Hedge Funds
  • Casinos
  • Judgments/Structured Settlements
  • Note Secured by Automobile
  • Accounts Receivable Financing
  • Equipment Leasing
  • Managed Futures
  • Private Stock Offerings/Private Placements
  • Timber
  • Campgrounds
  • Boat Slips
  • Golf Courses
  • ATM Machines
  • Greyhound Buses
  • Yachts
  • Unsecured Promissory Notes
  • Oil and Gas Investments
  • Private Limited Partnerships, Limited Liability Companies, and C corporations
  • Airplane Hangers
  • Mobile Home Parks

TAX DEFERRED STATUS

Maintaining Your Tax-Deferred Account Status To maximize your investments growth you need to keep your IRA within the tax-free guidelines so as not to subject your funds to taxation and penalties. For you to be in control of your retirement funds you need to ensure that all your Self-Directed transactions don’t disqualify your IRA from the tax-free benefits you are entitled to. As your iPlanGroup Self-Directed IRA is a trust account for your benefit when you retire, and for your family’s financial future, all funds – regardless of which investment opportunity you decide to invest in – must flow through your Self-Directed account. If you are investing in real estate, for example, the escrow must be opened in the IRA account name. Earnest money deposits are paid from the IRA, all investing is for the benefit of your IRA, and all investment expenses are paid from the IRA. When you invest through a Self-Directed account, your IRA, not you, owns the investment. You own the account.

Precious Metals

Buying precious metals can act as a hedge against economic turmoil.
Gold has been the universal symbol of wealth for civilizations throughout the ages.

SELF-DEALING AND PROHIBITED TRANSACTIONS

Self-Dealing can be summarized as a transaction that can benefit you personally instead of your IRA. Whereas a Prohibited Transaction refers to improper use of your IRA by yourself or any person disqualified, this means parties related to your IRA. Internal Revenue Code Section 4975 states: “An IRA cannot engage in any transaction (direct or indirect) with anybody or anything considered related to the IRA.” Although you are able to invest your IRA in almost any type of investment, there are a few investments that are considered prohibited for your Self-Directed IRA. To find out what investments are prohibited you should look at Internal Revenue Code Section 408, which will give you some more information. All these references to Internal Revenue Codes may look complicated but they really aren’t. You just need to take them into consideration when deciding on your Self-Directed IRA investment choices

Private Lending

One of the most popular alternative investment options available to Self-Directed IRA holders is private lending. By utilizing a Self-Directed IRA you can loan money to fund real estate transactions as if you were a bank, without distribution penalties.

Many investors choose to make mortgage loans to individuals looking to purchase properties. Another opportunity is funding start-ups or other small businesses. Typically, these are hard money loans that require repayment over a specified period of time, with interest rate determined by the amount of the loan.

Your Self-Directed IRA earns a profit based on the amount of interest you and the loanee agree upon. When loaning funds for a mortgage for either a personal or commercial property, you have the ability to secure the loan with that property. If the loan defaults, you retain ownership of the property. This can then be sold, or rented to create a passive income stream. This security is one of the reasons private lending with a Self-Directed IRA has become so popular.

Private money lending, as well as a number of different investment types available to you in your Self-Directed IRA have the ability to build real wealth within your retirement account. As with any investment opportunity, we recommend consulting an attorney for your best option.

Free Strategy Session

For more information on what a Self-Directed IRA can do for you,
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